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ACS Group Term Life Insurance

Financial protection should fit your lifestyle—not the other way around.

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With group term life insurance coverage, you gain valuable protection that can be renewed and adjusted annually to keep pace with the evolution of your financial goals.

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Portable coverage, giving you the freedom to change jobs without losing your policy1

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Member-exclusive rates, thanks to the power of group purchasing

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Access to a team of dedicated insurance representatives who can help you through every step of the process

ADDITIONAL COVERAGE HIGHLIGHTS

  • 20% premium credit2
  • Benefit options ranging from $25,000 to $2,000,000
  • Guaranteed renewability1
  • Automatic $15,000 of accidental death and dismemberment coverage
  • Disability provision, allowing you to use up to $25,000 of your life benefit in advance after experiencing a covered disability
  • Inflation guard option (Member and spouse/domestic partner coverage only. Not available to children.)
  • Read the Group Term Life Insurance Brochure for more information

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With the QuickDecisionSM automated underwriting process, applicants under 60 can easily apply for up to $500,000 in group term life insurance and find out if they've been approved in as little as one day. No lab work or other health tests required!

 

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Also available:

ACS Group High-Limit Accidental Death & Dismemberment Insurance

This policy provides added financial protection in the event you suffer a covered injury or accidental death.

You can apply for $250,000 of coverage for just $10 a month. And if you want more, it only takes an extra $10 to double the benefit amount.

  • Benefit options from $50,000 to $500,000
  • Constant coverage around the clock and worldwide4
  • Guaranteed acceptance for you and your family
  • Repatriation benefit to help prepare and transport the body of an insured when a covered death occurs in another state or country
  • Portability, meaning you keep your coverage throughout career changes1
  • Read the Group Accidental Death & Dismemberment Brochure for more information

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For full product details, including information on eligibility, features, limitations, costs, renewability, and exclusions, visit us online.

1As long as you remain an ACS member, pay premiums when due, and the group policy remains in force.

2Premium credits can vary from year-to-year and are not guaranteed.

3Coverages higher than $500,000 are not eligible for QuickDecisionSM (Term Life). Most QuickDecisionSM applications can be processed without the need for follow-up. However, sometimes you may need to speak with a representative to verify information or have a medical professional visit you.

4Subject to U.S. government regulations on restricted countries.

Underwritten by New York Life Insurance Company under Group Policy GMR, Policy No G29200/FACE. Certain state restrictions apply.

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life Insurance Company has received the highest ratings for financial strength currently awarded to any U.S. life insurer by all four major rating agencies including Moody's Investor Service (Aaa), Standard & Poor's (AA+), Fitch Ratings (AAA), and A.M. Best (A++). (Source: Individual Third Party Ratings Reports (as of 11/17/23)

New York Life is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group coverages it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

New York Life's state of domicile is New York, and NAIC ID # is 66915.