Product Offerings

Protecting Life's Elements

Welcome to your one-stop insurance shop!

The ACS Member Insurance Program is here to make your insurance experience as easy as possible. Browse our product offerings below, and see how our plans can make a difference in your life when the going gets tough.

If you need help with any part of the process, just call 800.752.0179 to speak directly with an insurance specialist.

Group Term Life Insurance

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This plan helps your loved ones cover life's expenses after you're gone.

Features include:

  • Up to $2,000,000 in coverage
  • Guaranteed renewability
  • Automatic $15,000 of Group High-Limit Accidental Death & Dismemberment Insurance

View Brochure

Apply Now

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Group Level Term Life Insurance

These plans offer the same great coverage as our Group Term Life Insurance, but with the ability to lock in your rates for a full 10 or 20 years.

Features include:

  • Up to $2,000,000 in coverage
  • Spouse/domestic partner and child coverage
  • Option for accelerated death benefit

Group 10-Year Level Term Life Brochure

Group 20-Year Level Term Life Brochure

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Group Disability Income Insurance

If an injury, disease, or chronic illness keeps you from working, this plan can help keep your lifestyle intact.

Features include:

  • Protection for up to 60% of your monthly salary (up to $10,000 per month)
  • Spouse/domestic partner coverage available, even if member is not covered
  • Option of receiving benefits for two years or to age 70

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Group Hospital Indemnity Insurance

If you or a family member is hospitalized, this plan can help cover expenses beyond what normal health insurance provides.

Features include:

  • Up to $300 per day (for up to 365 days at a time) of any covered hospital stay
  • Payments are made directly to you to spend in any way you wish
  • Guaranteed acceptance for you, your spouse/domestic partner, and your children

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Group Accidental Death & Dismemberment Insurance

If you suffer a covered accident, this plan can help take financial pressure off your loved ones.

Features include:

  • Up to $500,000 in coverage
  • Constant coverage around the clock and worldwide
  • Guaranteed acceptance for you and your family

View Brochure

Apply Now

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Pearl Health Care Exchange

We'll help you find a competitive health insurance plan that complies with the Affordable Care Act guidelines.

Features include:

  • Leading insurance companies
  • Range of benefit choices
  • Short-term health insurance if you're experiencing a gap in coverage

Enroll Now

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Long-Term Care Insurance

Our partnership with Long-Term Care Resources can help you find quality long-term care for you or your loved ones.

Through this program, you have access to:

  • An extensive list of long-term care plan choices to meet your unique needs
  • A national network of long-term care specialists to explain features, costs, and benefits
  • Multiple highly-rated, secure insurance carriers with experience in the long-term care insurance market

Visit LTCR

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Pet Insurance

This plan helps covers medical costs for your cats, dogs, birds, and exotic pets.

Features include:

  • Coverage for accidents, illnesses (including cancer), surgeries, lab fees, hereditary conditions, and more
  • Access to 24-hour veterinarian helpline
  • Discount when insuring multiple pets

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Special Event Insurance

When your special events don't go according to plan, this coverage can help make sure your financial investment isn't wasted.

Features include:

  • Protection against theft of rings or presents
  • Coverage for event cancellations or postponements
  • Protection for weddings, religious ceremonies, birthday and retirement parties, private corporate events, and more

Get a Quote

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Medical Discounts

Our medical discount cards can help you save money on a wide range of medicine and health services.

Categories eligible for savings include:

  • Prescription drugs
  • Dental and vision care
  • Hearing aids

Learn More About Medical Discount Cards

Get Your GoodRx Card

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New York Life Insurance Company (NY, NY 10010) is the underwriter of Group Insurance Plans offered through the ACS Member Insurance. New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest possible ratings for financial strength currently awarded to any life insurer by all four major ratings agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+), and Moody's Investors Service (Aaa).*

New York Life is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

Complete details, including features, costs, eligibility, renewability, limitations and exclusions are in the Certificate of Insurance. Certain state restrictions apply.

*Source: Third Party Ratings Report as of 7/20/17

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