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ACS Group Life Insurance

Life goes beyond what we can measure in a lab.

It's the landmark moments with the people we love that help define us, making each new day worth fighting for.


 

With our term life and 10- or 20-year level term life insurance plans, you can wake up each morning with confidence, knowing you've taken the steps to protect the most important elements of your life.

Ready to Apply?

If you're ready to protect your life's next big milestone, you can start the application process by clicking below.

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Group Term Life Insurance

Plan Highlights1

  • Benefit options ranging from $25,000 to $2,000,000
  • Portable coverage, allowing you to keep your policy even if you switch jobs2
  • Guaranteed renewability
  • Automatic $15,000 of accidental death and dismemberment coverage
  • Disability benefit
  • Competitive rates made possible through group purchasing
  • Inflation guard option

Group 10- and 20-Year Level Term Life Insurance

Plan Highlights1

  • Benefit options from $100,000 to $2,000,000
  • Portable coverage, allowing you to keep your policy even if you switch jobs2
  • Guaranteed rates and benefits for the initial 10- or 20-year term
  • Accelerated death benefit,3 allowing you to receive cash advances from your policy when diagnosed with a terminal illness
  • Volume discounts
  • Lower rates for non-smokers

Eligibility

ACS Group Term Life Insurance Eligibility

All ACS members, AACT members, and society affiliates, who reside in the U.S.4 (except territories), Canada (except Quebec), or Puerto Rico may apply for basic term life ($25,000) protection. ACS members and their spouse/domestic partner, under age 70, may apply for coverage up to $2,000,000 (in $5,000 increments); spouse coverage may not exceed member benefits. All unmarried, dependent children under age 30 are also eligible for coverage: $7,500 for children 1 year and older, and $400 for children under 1 year.

A dependent who is also an ACS member is eligible for either member or dependent coverage, but not both. If both spouses/domestic partners are covered as members, neither may insure the other as spouse/domestic partner and only one may insure any eligible children.

The aggregate maximum amount of life insurance in force for all New York Life ACS Group Life Insurance policies may not exceed $2,000,000 per insured individual.

ACS Group 10-Year Level Term Life Insurance Eligibility

All ACS members, AACT members, and society affiliates, under age 65, and their lawful spouse/domestic partner, under age 65, residing in the U.S.4 (except territories), Puerto Rico, or Canada (except Quebec), and all unmarried dependent children under 26 are eligible to apply for coverage. In order to become insured, individuals must be a member of the American Chemical Society, provide satisfactory evidence of insurability, and pay the required premium. A dependent who is also a member is eligible for either member or dependent coverage, but not both. If both the member and spouse/domestic partner are covered as members, neither may insure the other as spouse/domestic partner and only one may insure any eligible children.

ACS Group 20-Year Level Term Life Insurance Eligibility

All ACS members, AACT members, and society affiliates, under age 55, and their lawful spouse/domestic partner, under age 55, residing in the U.S.4 (except territories), Puerto Rico, or Canada (except Quebec), and all unmarried, dependent children under 26 are eligible to apply for coverage. In order to become insured, individuals must be a member of the American Chemical Society, provide satisfactory evidence of insurability, and pay the required premium. A dependent who is also a member is eligible for either member or dependent coverage, but not both. If both the member and spouse/domestic partner are covered as members, neither may insure the other as spouse/domestic partner and only one may insure any eligible children.

Carrier Information and Disclaimers

Underwritten by New York Life Insurance Company on Policy Form GMR-G29200, G29204, and G29205/FACE. Complete details, including features, costs, eligibility, renewability, limitations, and exclusions are in the Certificate of Insurance. Certain state restrictions apply.

California Insurance License #0F76076, AR #1322

1Must be eligible. Subject to certain terms and limitations.

2As long as you pay your premium when due, maintain your ACS membership, and the Group Policy remains in force.

3Accelerated death benefit is not available to residents of Massachusetts.

4Certain state restrictions apply.

Contact Us

We're here to help! If you have any questions, you can call one of our friendly insurance specialists at 800.752.0179.