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Elements to Help Protect Your Future

We get it—you're busy.

That's why we're taking the hassle out of insurance with a bundle of elements to protect your future.

For $3.15 per month, you'll protect your finances for years to come with:

  • $50,000 of term life insurance, so your loved ones have help meeting their financial obligations if something happens to you
  • $15,000 of group accidental death and dismemberment insurance, included as part of the group term life plan in case you suffer a serious accident
  • $500 a month of short-term disability insurance, giving you a stream of income if a covered illness or injury prevents you from working

Coverage will take effect within 24 hours*, and the policy is guaranteed—no matter your health status.

Apply Online

Apply today, and step into tomorrow with confidence!

Note: Only ACS student members actively attending a master's or PhD program who are under age 35 and in good health on the insurance date are eligible to apply.

*Coverage is effective on the date the completed application is received.

The ACS Group Term Life and Group Disability Income Insurance Plans are underwritten by New York Life Insurance Company, New York, NY 10010, under Group Policy GMR-G-29200-0/FACE and GMR-G-29201/FACE. Complete details, including features, costs, eligibility, renewability, limitations and exclusions are in the Certificate of Insurance. Certain state restrictions apply.

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest possible ratings for financial strength currently awarded to any life insurer by all four major ratings agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+), and Moody's Investors Service (Aaa). (Source: Third Party Ratings Report as of 8/1/17)

New York Life is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

New York Life's state of domicile is New York, and NAIC ID # is 66915.

Brokered and Aministered by Pearl Insurance, 1200 E. Glen Ave., Peoria Heights, IL 61616. Pearl Insurance solicits insurance on behalf of New York Life and receives compensation, which may vary depending on certain factors, based on the sale of insurance. For additional compensation information, please call Pearl Insurance at 800.447.4982.