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ACS Group Disability Income Insurance Plan

Could your family take on all your financial responsibilities and still live comfortably if something happened to you?

When you're seriously injured or become ill and can't work, your savings and plans for the future could suffer without the income you provide.

The American Chemical Society (ACS) Group Disability Income Insurance can help you protect against the unexpected by paying a monthly benefit directly to you if you're unable to return to work.

Plan highlights include:

  • $500 monthly benefit
  • Benefits payable on the 31st day after the onset of a disability
  • Benefits paid for up to 24 months while you remain totally disabled
  • Portability, letting you keep your coverage even throughout career changes

For full details, including information on eligibility, features, limitations, costs, renewability, and exclusions, click here.

Coverage will take effect within 24 hours*, and the policy is guaranteed—no matter your health status.

Apply Online

Apply today, and step into tomorrow with confidence!

Note: Only ACS student members actively attending a master's or PhD program who are under age 35 and in good health on the insurance date are eligible to apply.

*Coverage is effective on the date the completed application is received.

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest possible ratings for financial strength currently awarded to any life insurer by all four major ratings agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+), and Moody's Investors Service (Aaa). (Source: Third Party Ratings Report as of 8/1/17)

New York Life is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

New York Life's state of domicile is New York, and NAIC ID # is 66915.

Brokered and Aministered by Pearl Insurance, 1200 E. Glen Ave., Peoria Heights, IL 61616. Pearl Insurance solicits insurance on behalf of New York Life and receives compensation, which may vary depending on certain factors, based on the sale of insurance. For additional compensation information, please call Pearl Insurance at 800.447.4982.