ACS Group Accidental Death & Dismemberment Insurance

Select your benefit level from $50,000 to $500,000 (in $50,000 increments). Then decide if you want coverage for yourself or for your entire family. If you also elect spousal/domestic partner coverage, their maximum benefit will be equal to 50% of your benefit. The maximum benefit payable for dependent children will equal 5% of your benefit.

You will be paid a percentage of your total benefit amount when the following losses are suffered, as detailed below.

100% benefit covered for:

• Accidental loss of life
• Loss of two limbs
• Loss of sight in both eyes
• Loss of one limb and sight in one eye
• Loss of speech and hearing
• Loss of movement of both upper and lower limbs (quadriplegia)

75% benefit covered for:

• Loss of movement of both lower limbs (paraplegia)

50% benefit covered for:

• Loss of one limb
• Loss of sight in one eye
• Loss of movement of both upper and lower limbs on one side of body (hemiplegia)
• Loss of speech or hearing

In the event of multiple injuries to a single insured person, no more than the maximum benefit will be paid for all injuries.

The following losses are covered when they result from and occur within 120 days after accidental bodily injuries are sustained by the insured:

• Loss of hand means actual severance through or above the wrist
• Loss of foot means actual severance through or above the ankle
• Loss of sight must be entire and irrecoverable

Benefits are not payable for any loss due to intentionally self-inflicted injury or suicide while sane or insane; disease; infection (except for infections which occur through an accidental cut or wound); or war (including acts of war) other than as a victim.