Be Prepared for Whatever Life Throws Your Way

Life is uncertain.

Though it's not a comfortable topic to think about, it's important to ask yourself:

What would happen if I suffered a serious injury or accidental death? Would my loved ones struggle to make ends meet? How would we pay for medical expenses?


These are tough questions. But you can help prepare yourself and your family with ACS Group High-Limit Accidental Death & Dismemberment Insurance.

This policy is guaranteed issuance.*

Even better? Rates are affordable.

You can get $250,000 of coverage for just $10 a month. And if you want more, it only takes an extra $10 to double the benefit amount.

Monday - Friday
7 a.m. to 7 p.m. CT


Plan Highlights Include

  • Benefit options from $50,000 to $500,000
  • Constant coverage, around the clock and worldwide1
  • Guaranteed acceptance for you and your family*
  • Repatriation benefit to help prepare and transport the body of an insured when a covered death occurs in another state or country
  • Portability, meaning you keep your coverage throughout career changes2

*Certain state eligibility restrictions apply.

1Subject to U.S. government regulations on restricted countries.

2As long as you remain an ACS member, pay premiums when due, and the Group Policy remains in force.

The ACS Group Accidental Death and Dismemberment Insurance plan is underwritten by New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010 on Policy Form GMR, Plan G29203/FACE. Complete details, including features, costs, eligibility, renewability, limitations, and exclusions are in the Certificate of Insurance.

New York Life Insurance Company, founded in 1845 and a recognized leader in the group insurance field, is one of the largest and most respected life insurance companies in the nation. New York Life has received the highest possible ratings for financial strength currently awarded to any life insurer by all four major ratings agencies: A.M. Best (A++), Fitch Ratings (AAA), Standard & Poor's (AA+), and Moody's Investors Service (Aaa). (Source: Third Party Ratings Report as of 8/1/17)

New York Life is licensed / authorized to transact business in all of the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the applicable insurance brochures for current availability.

New York Life's state of domicile is New York, and NAIC ID # is 66915.